After several months of having this phone, I finally took time to fix my phone settings EXACTLY like I wanted (which included a couple of factory resets along the way).
A few days later, I removed the insurance from my phone (and Matt's) because I figured I didn't need it since I've gone this long without needing it.
Also last week, I purchased a Droid X on one of my lines that had an upgrade. Since I was getting the discounted contract price but don't really use that line, I planned to sell the phone on eBay and make a profit. First time I sold it for a $331 profit, but the person never paid. Second time I sold it for a $375 profit, the buyer was a scam artist out of Nigeria. Third time I sold it for a $332 profit, the buyer's 10 year old nephew was 'playing' around on eBay and put in the winning bid. Never sold. So, I returned it to Verizon.
Monday night, I lost my phone (the one I had JUST finished setting up-the one I had JUST removed insurance from-and the very day I could have JUST kept the extra phone for my line).
Oh, the irony.